Debt Counseling

You can Stop the Calls and the Threatening Letters!

You can legally reduce your monthly debt repayments through Debt Counselling!


If you are getting calls and papers threatening to take away your Precious Belongings if you don’t pay by a certain date, Then You Have Come to the Right Place.

Debt Counselling is about making an arrangement with your Creditors to Repay Your Debts - usually on a Lowered Amount, thereby Making it Easier for You to Get a Grip on Your current Debts.

You can Retain your assets through Debt Counselling/Debt Review!

When you go onto a Debt Counselling process, you are Granted Protection against your creditors. This is to give you time to sort out your current debt matters, but you do not go about it alone … we will negotiate on your behalf and help you along the way! You can lesson the impact debt has on your life! Get out of the serious debt you are in!

What will it cost to get Debt Counselling/Debt Review?

There are NO additional cost to you to be on Debt Counselling. The negotiation fee you pay is included in your 1st installment.

We Will Take The Weight Off Your Shoulders!

Fill in the Quick Contact Form Today, and We Will Give You a Call when it is convenient for you!

or SMS Your Phone No. to 0828072678 .... and We Will Call You Back!

or Email us: This e-mail address is being protected from spambots. You need JavaScript enabled to view it

or Phone Our Call Centre Now on 0861 733 863

Should You Need More Info About Our Company - Click HERE


We help you develop a repayment plan that is affordable to you (taking into consideration your monthly income) and that is acceptable to all of your creditors allowing for a win-win situation for all! This repayment plan considers your living expenses as part of the repayment plan. The repayment plan is an overall plan for your finances!

Sleep better knowing your debt is managed properly!

Once we have notified your creditors of your application for debt review, your creditors cannot take any further legal action against you, or repossess any of your assets for a period of three months (60 working days) – This gives you and us ample time to work out a payment plan for your creditors!

You will be required to pay a reduced, affordable instalment agreed to by all parties. The goal collecting one payment from you, ensuring the correct allocated amount as worked out on the repayment plan is paid to all credit providers on a monthly basis – no hassle!

The basic steps of the Debt Counselling process are:

  • Step 1 – Select Us as your Accredited Debt Advisor, to talk to your creditors on your behalf
  • Step 2 – We Compile all documentation needed to the Debt Counselling process as required by law
  • Step 3 – Together, we evaluate the level of your indebtedness according to your current debt
  • Step 4 – We negotiate with all your creditors to get a workable and affordable repayment plan
  • Step 5 – We implement your reduced payment plan as agreed with your creditors, where a single payment is deducted from your account and paid over to your creditors. After 60 days, when the final debt restructuring has been done by the Debt Counsellor, the case is taken to Court, and  either a consent order or a court order will be issued by the Magistrate's Court. A clearance certificate is only issued once all the debt has been cleared / except bond)

Why wait when a solution is only a call away! Complete the form below and we will call you at no charge for a confidential, no obligation assessment!

 
Free Call Back - Complete the detail below and we will call you back at a convenient time!